Why it Is Important to Install Dash Cams on Your Fleet
Road safety is a big concern with the rising cases of accidents. In case of a car accident, the insurance companies the biggest losers as they have to offer compensation to the injured parties. However, getting a claim approved by the insurance company is usually challenging, and one way to make it simpler is installing dash cams on your fleet vehicles. Just from the name, a dash cam is a small camera commonly fitted on the windscreen or dashboard. As soon as the engine is ignited, the dash cam starts recording the journey. The reason why dash cams are considered to be the answer in settling insurance disputes and claims is that they are tamper-proof hence a good source of evidence for any kind of accident. Today, dash cams are available in the market at an affordable price, and with more advanced features hence you should not hesitate to install them on your fleet. Keep reading to learn some of the benefits associated with the installation of dash cams.
Insurance companies rely on pieces of evidence provided to approve a claim. As soon as you file a claim, the insurer will carry out an investigation to establish the eligibility. If you have a dash cam, you will not have to worry about getting evidence that supports your claim after an accident. One of the issues that insurance companies face is falsified and inflated claims, and this can be avoided with dash cams. Hence, if you want to eliminate the possibility of insurance disputes after an accident, you should install dash cams. There will be no need to wait for several weeks to get a payout if videos are available as evidence.
Research shows that dash cams make driving safe. Despite the existence of road safety measures and policies, accidents happen almost every day. Most of the accidents are usually caused by the recklessness of drivers as some of them ignore the traffic rules. The presence of a dash cam on the fleet will encourage the drivers to drive more safely. The factor that drivers will be more careful means that insurance payouts will be minimal.
The latest dash cams in the market are capable of recording when a vehicle moves. Therefore, in the case of a company fleet, you can easily keep an eye on unattended vehicles. Installing dash cams can make the insurer to revise your insurance premiums downwards. Several factors are considered when determining the insurance premiums, and one of them is the risk level. If your fleet has dash cam, then it means that risk is reduced. Finally, a dash cam can help a driver avoid wrongfully issued tickets by law enforcement officers. Now that you understand the importance of dash cams on a fleet, you should not invest in them.